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Property Damage, Money, Business Interruption, Employers Liability, Public Liability

Product details

Our policy protects against

  • Damage to contents, stock and money
  • Business interruption
  • Your liability for injury to employees
  • Your liability for third party property damage
  • At your request, we can extend the policy to include buildings, business interruption, rent, and multiple premises
  • Fire brigade charges (min of 25K) 
Appetite

Sweet Spot

Examples of where we have a particularly strong appetite, are actively targeting, and have been found to be at our most competitive.

  • Hobby Arts & Crafts
  • Books, Toys, Educational & Stationery
  • Clothing & Footwear
  • Sandwich Bar Cafe Deli & Bakery
  • Furniture & Lighting
  • Decorating & DIY
  • Newsagent
  • Off Licence

Positive Risk Feature

Factors we will take into account to make our sweet spots even more competitive.

  • Single Tenancy
  • Good Alarm and Physical Security
  • Low Claims Frequency
  • Standard Construction
  • Length of time in business

Showstoppers

Risks we would never write, or write only rarely forming a small part of a wider portfolio.

  • Dry Cleaners
  • Licensed Premises
Why Intact Insurance?
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Residential properties

Insurance for commercial customers looking to insure residential properties let for income, including houses and blocks of flats.

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Over 75 years' experience

Choose a service you can depend on from quote to claim, with over 75 years of experience in professional and financial insurance.

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Financial stability

Rest assured knowing we’re rated A2 by Moody’s and trusted as an insurance provider by FTSE 100 companies.